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$799,000
Available - For Sale
Listing ID: X13743122
29 Kilty Bay Road , Georgian Bay, P0C 1H0, Muskoka


There are waterfront properties you buy for what they are today, and others you buy because you can see what they could become. This one offers a little of both. Set on a large, private property on Stewart Lake near MacTier, this older three-bedroom cottage has the kind of character that is increasingly hard to find. It is dated-very dated-but that's also part of what makes it interesting. Inside, old windows frame the lake from two sunrooms; original-feeling woodwork adds warmth and a fireplace, while not currently operational, remains a natural focal point. The three-level layout is unique, and throughout the cottage there are reminders of an earlier era of Muskoka cottage life. It won't be for the buyer looking for something newly renovated and ready to impress. It's for someone who appreciates what is already here and can imagine thoughtfully bringing it forward. Enjoyed year round or seasonally. Outside, mature trees, established stonework and approximately 1.21 acres create a wonderfully private setting, while the cottage's position close to the water keeps Stewart Lake very much a part of everyday life. With approximately 256 feet of waterfront, there's room here to enjoy the property as it is, improve and potentially expand the existing cottage, or explore the possibilities of the site for something entirely new, subject to the appropriate approvals. Stewart Lake offers the quieter side of Muskoka waterfront living, with opportunities for swimming, paddling and days spent simply enjoying the lake. And when the day is over, those old sunroom windows might just be the best seat in the house. This isn't a polished cottage pretending to be new. It's an old one with character, privacy and possibilities-and for the right buyer, that's exactly the point.
Price $799,000
Taxes: $2917.00
Assessment Year: 2026
Occupancy: Owner
Address: 29 Kilty Bay Road , Georgian Bay, P0C 1H0, Muskoka
Acreage: .50-1.99
Directions/Cross Streets: Railway Street
Rooms: 11
Bedrooms: 3
Bedrooms +: 0
Family Room: F
Basement: Crawl Space, Unfinished
  Level/Floor Room Length(ft) Width(ft) Descriptions
Room 1 Main Laundry 13.97 10.82
Room 2 Main Kitchen 16.99 9.71
Room 3 Main Dining Ro 13.68 18.27
Room 4 Main Sunroom 18.79 8.27
Room 5 Main Living Ro 14.83 21.32
Room 6 Main Bathroom 6.26 8.53 4 Pc Bath
Room 7 Second Primary B 13.45 9.77
Room 8 Second Bedroom 2 10.36 7.51
Room 9 Second Bedroom 3 10.36 10.3
Room 10 Second Sunroom 20.73 9.15
Washroom Type No. of Pieces Level
Washroom Type 1 4 Second
Washroom Type 2 0
Washroom Type 3 0
Washroom Type 4 0
Washroom Type 5 0
Washroom Type 6 4 Second
Washroom Type 7 0
Washroom Type 8 0
Washroom Type 9 0
Washroom Type 10 0
Total Area: 0.00
Approximatly Age: 100+
Property Type: Detached
Style: Sidesplit 3
Exterior: Aluminum Siding, Vinyl Siding
Garage Type: Detached
(Parking/)Drive: Circular D
Drive Parking Spaces: 5
Park #1
Parking Type: Circular D
Park #2
Parking Type: Circular D
Park #3
Parking Type: Private
Pool: None
Other Structures: Shed
Approximatly Age: 100+
Approximatly Square Footage: 1100-1500
Property Features: Park, Place Of Worship
CAC Included: N
Water Included: N
Cabel TV Included: N
Common Elements Included: N
Heat Included: N
Parking Included: N
Condo Tax Included: N
Building Insurance Included: N
Fireplace/Stove: Y
Heat Type: Baseboard
Central Air Conditioning: None
Central Vac: N
Laundry Level: Syste
Ensuite Laundry: F
Sewers: Sewer
Utilities-Cable: N
Utilities-Hydro: Y
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Down Payment $ $ $ $
First Mortgage $ $ $ $
CMHC/GE $ $ $ $
Total Financing $ $ $ $
Monthly P&I $ $ $ $
Expenses $ $ $ $
Total Payment $ $ $ $
Income Required $ $ $ $

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This calculator is for demonstration purposes only. Always consult a professional financial advisor before making personal financial decisions.
Although the information displayed is believed to be accurate, no warranties or representations are made of any kind.
Royal LePage Team Advantage Realty
Personal Picture
Maria Tompson
Sales Representative
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At a Glance:
Type: Freehold - Detached
Area: Muskoka
Municipality: Georgian Bay
Neighbourhood: Freeman
Style: Sidesplit 3
Lot Size: x 289.00(Feet)
Approximate Age: 100+
Tax: $2,917
Maintenance Fee: $0
Beds: 3
Baths: 1
Garage: 0
Fireplace: Y
Air Conditioning:
Pool: None
Locatin Map:
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